Campaign scope
'Gold Rush' is a promotional campaign running from 15 Jan 2026 to 15 Apr 2026 across three gold-linked products offered through Loan4Bank: (a) digital gold (via MMTC-PAMP / SafeGold), (b) Sovereign Gold Bonds (RBI issue tranches), (c) gold-loan referrals to Muthoot Finance / Manappuram Finance.
Rewards
- Digital gold — 1% cashback on every purchase, up to ₹500/month
- SGB subscription — 0.50% cashback + a free physical gold coin (1 g, 24k) on cumulative subscription ≥ ₹1 L in the campaign window
- Gold-loan referral (min disbursal ₹50k) — ₹500 cashback + entry into a lucky-draw for 25 g of digital gold
Cashback mechanics
Cashback is credited to your Loan4Bank wallet within T+7 working days after the transaction settles. The cashback can be used to buy more gold, pay bills via BBPS, or transferred to bank via DMT (subject to daily limits).
Purity & storage (digital gold)
Digital gold is 24k (99.9% purity), insured, and stored in bank-grade vaults by MMTC-PAMP / SafeGold. You can request physical delivery any time, or redeem for INR at the prevailing buy-back rate.
SGB terms
SGB carries an 8-year tenor with a lock-in of 5 years for exit. The interest is taxable per your slab; capital gains on maturity are tax-free.
Fair-use
The campaign is limited to one participant per PAN. Loan4Bank reserves the right to withdraw or modify the campaign at any time; any changes are effective from publication on this page.