Question 1

Is Loan4Bank a bank or NBFC?

Accepted Answer

Loan4Bank is a Direct Selling Agent (DSA) and technology platform operated by Bhuraro Fintech Private Limited. Loans are disbursed by RBI-regulated bank and NBFC partners after their independent credit assessment.

Question 2

Does Loan4Bank charge any upfront fees?

Accepted Answer

No. Loan4Bank never asks for upfront processing fees. All bank / NBFC fees are disclosed transparently on the offer sheet before you accept the loan.

Question 3

How is my data protected?

Accepted Answer

All customer data is encrypted in transit (TLS 1.2+) and at rest. We comply with the RBI Digital Lending Guidelines 2022 and the Digital Personal Data Protection Act 2023. See our Privacy Policy for details.

Question 4

How do I file a grievance?

Accepted Answer

Contact our Grievance Officer at grievance@loan4bank.com or +91-89496-31537 (10am–6pm IST, Mon–Sat). Unresolved complaints can be escalated to the RBI Ombudsman via cms.rbi.org.in.