Introduction

At Loan4Bank we ask for and use your personal information and are committed to keep this information secure. This policy talks about why we ask for personal information and how we keep it secure. Please note that during the course of your relationship with the Loan4Bank you will be given more of such information.

We request you to please consider it carefully. We also request you to review our privacy policy from time to time because your use of our products and services provided on this website implies your acceptance of the prevailing Privacy Policy. If you do not agree with this privacy policy in its entirety, you must not use this website or products and/or services provided on it.

The following terms and conditions have the meaning set out below in this privacy policy:

Loan4Bank ", "we", "us", and "our" means BPB Financial Services Pvt Ltd which owns and operates the website, www.loan4bank.com ("Website").

"You" and "your" means a user of the website and the products and services provided via it.

Information we collect from you

• Information about you when you register or when you use our Website / App;
• Personal and financial information like your name, address, date of birth, contact information, billing information, PAN no., bank statements, pay slips, information relating to income and expenses obtained through bank SMS scraping and through integration with the Service Provider, etc.
• Credit related information that is collected from other sources like the credit bureau.
• Your details about your transaction history such as spend data on our app will be confidential.
• Your unique identifiers such as username and password, preferences information and transaction history.
• Information collected through Facebook, Twitter, Linkedin or other social media accounts of the Users which have been linked to the account on the Website.
• Information that you provide when you write directly to us (including by e-¬‐mail) or provide us over telephone.
• Any other information that Loan4Bank is required to collect as per specific mandate from any bank or as a requirement under applicable law.
• Information from you electronically -¬‐ like the pages viewed, how you navigate through the website and interact with webpages, etc.

Your unique identifiers such as your preference information, username and password, and your transaction history will be confidential. We will collect your information which only depends on our products and services.

How we will use this information

We may use the information provided by you in the following ways, viz:

• To establish identity and assess applications;
• Monitor, improve and administer our Website;
• Design our products, offer our products and services, manage our risks including the risk of fraud;
• Analyze how the Website is used, diagnose service or technical problems and maintain security;
• Manage our relationship with you, or get in touch with you to send communications, notifications, information, or process queries and applications that you have made and/or inform you about other products or services we think you might find of some use;
• Improve our business for us and our customer;
• Comply with country laws and regulations;
• The all user information that is mentioned in application forms and other information which are uploaded at our websites such as your KYC documents, credit information, and bank statements or slips will be confidential.
• Share the information with multiple financial institutions and other lenders for customization of offers and provision of services;
• Share the documents uploaded by the User with other users for availing the services as set out in the terms and conditions.
• Use this information in other ways permitted by law.

We assure you to take care of your personal data, it will be not shared with the public, your activities on the Website are confidential. If we are using your information to the third party, we will ensure that it would be confidential.

We may also provide personal information about our customers to other organizations such as our channel partners and affiliates. We will ensure that any personal information we disclose to them is only used for the specific task we ask them to perform.

Cookies

Cookies are small data files that a website stores on your computer. We will use cookies on our Website similar to other lending websites and online marketplace websites. Use of this information helps us identify you in order to make our web portal more user friendly. We might also use this information to display advertising from third party companies. Most of the browsers will let you decline cookies but if you do this, it may influence on a few sections of our site.

We might also use other technology to track how you interact with our portal and employ some third party agencies to use the data on our behalf.

Information security

We are using some technical and administrative securities to decrease the risks of misuse, loss, misrepresentation and any type of alteration to protect your information.

We are using some safety options such as information encryption, using SSL, and data access authorization controls.

“We expect no uncertainty for any display of data because of any mistake in transmission, inauthentic outsider access to our Website and databases or different exhibits of the third"

Third party websites

With this policy we’re only addressing the disclosure and use of data collected by us. If you visit any websites through the links on the Loan4Bank Website please ensure you go through the privacy policies of each of those websites. Their data collection practices and their policies might be different from this policy and Loan4Bank does not have control over any of their policies.

We might post your data on various pages of our Website that will be visible to people other than registered users. If you wish to not have your information shared please let us know at corporate@loan4bank.com

If it so happens that Loan4Bank is part of a merger, acquisition or amalgamation, your data might be part of the deal with that third party and will be transferred to them.

Disclosure

During the course of operations and our relationship with you we might disclose your information to third parties associated with Loan4Bank and the government and other judicial bodies mandated by the law and in order to comply with legal obligations.

If you have any questions or concerns about our privacy policy please contact us at corporate@loan4bank.in and we will be happy to assist you.