Utility
Pincode Serviceability
GET
/api/marketplace/v1/pincode-serviceability?pincode=560001Free planOverview
Instant serviceability check across L4B's 12,000+ pincode footprint (branch, cutoff, region).
Use case
Checkout gating, delivery ETAs, embedded application flows.
Authentication
All requests require the X-API-Key header. Sandbox and live keys share the same base URL — the platform routes based on the key prefix.
Base URL
https://api.loan4bank.com/v3
Auth header
X-API-Key: <YOUR_KEY>
Request parameters
| Name | Type | Required | Description | Example |
|---|---|---|---|---|
| pincode | string | Required | 6-digit Indian pincode. | "560001" |
Response schema
| Field | Type | Description |
|---|---|---|
| data.pincode | string | Echo. |
| data.city | string | City name. |
| data.state | string | State name. |
| data.branch | string | Nearest servicing branch. |
| data.cutoff | string | Same-day disbursal cutoff (HH:MM). |
| data.serviceable | boolean | True if all APIs operational at this pincode. |
Sample request & response
Request · cURL
curl 'https://api.loan4bank.com/v3/marketplace/v1/pincode-serviceability?pincode=560001' \ -H 'X-API-Key: <YOUR_KEY>'
Sample response
{
"status": "SUCCESS",
"message": "ok",
"data": {
"pincode": "560001",
"city": "Bengaluru",
"state": "Karnataka",
"region": "South",
"branch": "MG Road",
"cutoff": "17:30",
"serviceable": true
}
}Want to hit this endpoint without leaving the docs? and use the in-modal runner — it's pre-loaded with this endpoint's sample body.
Error codes
| HTTP | Code | Fix |
|---|---|---|
| 400 | L4B-001 | Check the params table for the endpoint and re-send. |
| 401 | L4B-101 | Include the header on every request. |
| 401 | L4B-102 | Rotate via /developer/dashboard or grab a fresh sandbox key. |
| 402 | L4B-201 | Upgrade to the min plan shown in the endpoint's docs page. |
| 403 | L4B-301 | Toggle it on via `POST /developers/apis/toggle` or the dashboard. |
| 404 | L4B-401 | Verify the URL path and version prefix (`/v1/`). |
| 422 | L4B-421 | Check the response body for `detail` — it names the offending field. |
| 429 | L4B-491 | Backoff `Retry-After` seconds, or upgrade the plan. |
Rate limits by plan
| Plan | Monthly quota | Burst | Price |
|---|---|---|---|
| free | 100 calls | 10 / minute | ₹0 |
| starter | 5,000 calls | 60 / minute | ₹999 / month |
| growth | 25,000 calls | 240 / minute | ₹2,999 / month |
| enterprise | Unlimited | 1,200 / minute | Custom |
Changelog
See the platform changelog for version-level history covering this endpoint.